Personal Finance Articles


Top Tips To Improve Your Personal Finances in 2012

For so many people personal finance is a mystery that seems impossible to figure out. The average American will make about one million dollars in a lifetime, but will still retire with only a small fraction of that money available. This article will share useful tips to show you how to make your money last [...]

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Cycles Expert Charles Nenner Forecasts

In a recent radio interview,  cycles expert Charless Nenner offered some bold forecasts for the immediate future: – gold cycles are bottoming, and we might see a rise to $2120 per ounce, but not much more – expect a low in the US Dollar in March and April of 2012, after which we will see a multi-year [...]

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Consumers 1, Banks 0, In Battle Over $5 debit card fee

Bank of America consumers are the winners in the battle over the $5 monthly fee for using debit cards. Bank of America co-chief operating officer David Darnell announced foregoing the monthly debit card fees November 1 after irate consumer Molly Katchpole of Washington, DC started an online petition calling for the bank to cease its [...]

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Some Banks Start Debit Card Fees

After conditioning consumers to use their debit cards for the past few years, some banks have a nasty surprise in store for us all. Some banks are waiting to see the fallout, but others have already jumped in. You may not know it, but your bank may be charging you a monthly fee for using [...]

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The S&P Downgrade and Your Retirement

Author and Certified Financial Planner, Mark Singer says he has some answers for all of us wondering what to do with our retirement funds not the financial landscape has changed yet again. Singer says that since S&P downgraded America’s credit rating, from AAA to AA+, people are really scrambling to figure out what it means [...]

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The Poor Still at Risk After Debt Deal Concludes

Although President Barack Obama and leaders in congress reached a deal raising the debt ceiling and preventing financial default, there is much to be done to protect the hungry and poor. These people are vulnerable to cuts in discretionary spending, according to the organization Bread for the World, a collective Christian voice that urges our [...]

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Mobile Payments Coming To A Cell Phone In Your Pocket

Telia, the #1 mobile operator in Sweden is using a mobile security platform called Mobile Everywhere (ME), to enable mobile payment services. The platform from from Accumulate, allows mobile payment, mobile banking and mobile security. The Telia branded mobile payment service is delivered by PayEx, one of the main payment service providers. The mobile security [...]

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You Can Access Your Credit Score Online

If you are an M&T account holder, you can access your credit score from Equifax, one of the three major credit bureaus, for only US$2.99 per month. The score you are going to get is a FICO score.  A FICO score is the Equifax score a lender would see if you applied for credit.  It [...]

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Debt Coach, New Approach To Credit Management

Looking for credit counseling may not reduce your debt as much but it will help you incur less stress when collection time arrives. Debt Coach, a new tool from Bills.com, provides information to you when you are wondering how to pay your debts. The tool can pull actual credit card balances from the credit bureau [...]

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US Collectors Glad To See Ulysses S. Grant Presidential $1 Coin

Nothing makes a coin collector as happy as the release of a new coin with a good story attached to it. This week, the United States Mint hosted a launch ceremony with the National Park Service, celebrating release of the new Ulysses S. Grant Presidential $1 Coin. It was the 148th anniversary of Grant’s Civil [...]

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